Are you taking advantage of the exploding crypto market? If not, you are not investing the right way. Although cryptocurrencies are known to be volatile, the returns are quite promising. Moreover, the market is always risky. But that doesn’t suggest you hold exploring. As we turn to 2021, this year will be more about cryptocurrency growth. In fact, by January 4, the top three cryptocurrency market valuation has been around $860 billion.

Meanwhile, if you haven’t added a handful of gains from the cryptocurrency market, this is a great time to invest in crypto. However, before you dive deeper, you need to absolutely figure out the nook and corner of the cryptocurrency market. So, here’s why you need to invest in crypto if you want to enhance your wealth.

Demand Growth

The first crypto that started in the market was Bitcoin. Launched a decade ago, the price currently stands at $34,346. It is a decentralized currency, and it’s here to stay and is worth investing in. All cryptocurrencies, including Bitcoin, have changed the way financial transactions are carried out. Also, a crypto owner has a significant amount of freedom over their finances and don’t need to rely on any bank. You should keep that in mind that investment here is not a trend but a reality that offers amazing returns.

Liquidity

Crypto liquidity is the reason why you really need to participate in this platform. When it comes to Bitcoin, there’s always a high demand. Also, in the current era, cryptocurrencies are highly accessible and not only reserved for big business houses. Buying and selling are quite easy with just a few touches to your phone. An investor can now avail of algorithm-based trading or limit orders. Therefore, liquidity is definitely high in this market.

Great Returns

When you are investing in this exchange, it’s all about making a profit. In fact, crypto is the best platform to make your money grow. Trading is simple, even if you are new to this stream. What is more interesting is that the potential returns are comparatively high than the traditional types of investment, like stocks and mutual funds.

No Mediators

Cryptocurrencies unlike other financial means are not under any organization. Unlike banking and other financial hubs where your money is at the mercy of other people, this is not the same here. In fact, if the bank is robbed or it gets bankrupt, all your investments are gone. When investing in crypto your money is going nowhere. Also, now you don’t have to rely on any institution for possible transfer or holding. The greatest benefit here is, you can avoid a large number of fees incurred on customers. Slowly cryptocurrencies are shaping the basis of a decentralized economy.

Final Wrap

Digital currencies are gaining popularity day by day. It has proven as a form of long-term investment due to its amazing returns. Cryptocurrency is slowly shaping the economy due to its high demand for a cashless and decentralized financial society.

If you are a beginner, here is a step-by-step guide on bitcoin trading.

Sign up/Register or Login

Sign up if you are a new member, else login using the existing credentials. It’s a quick process. You just enter your name and email and confirm your email by clicking on the confirmation link received, and you are good to go.

KYC, Bank Account, and Security

PCEX Member sends you a confirmation link on your registered email. Click on the confirmation link received on your registered email. It directs you to a trading screen (shown below) with a graphical user interface showing the ups and downs of different market pairs. Click “deposit” that displays above (encircled in red) to get started.

Submit KYC Details: Once you click “deposit” (against the blue arrow in the above image), it takes you to the Assets page as shown below.

Under the Fiat Balance, click on “Deposit”. It opens a dialog box stating verification pending. Click “Verify Now” (as below). You will be navigated to a KYC Details page with some fields asking for name, address, ID proof, and photo. Complete the KYC, and click “Submit”. The details are sent for verification.

Add Bank details and Set up 2-Factor Authentication

After successful KYC verification, you receive an email alert. Next, add your bank details and set up a 2-factor authentication with your email and phone number. This enhances the safety of your account and prevents it from getting compromised.

Make a Fiat Deposit (INR, USD)

Add funds to your account using Credit/debit cards, UPI, or net banking. PCEX Member accepts USD, USDT, INR and C2USD. To begin this process, click the “Deposit” tab given at the top of the screen and then select the option which you wish in the left sidebar. There is no deposit fee.

Start Trading

Click the “Market” tab in the top left corner. It opens up the exchange page as follows. Click INR. A list of market pairs appears with INR as fiat. Select the BTC/INR pair. It’s appearing at the bottom of this screenshot. The best bid is 35,79,717 and the best ask is 35,79,787. The best bid is the highest value quoted by a seller, and the best ask is the highest value quoted by a buyer.

Place a Bid or Order (Buy or Sell)

Move to the right side of the trading window (accessed in the previous step) to buy or sell the asset. See a section with Buy and Sell tabs. Use the respective tabs to Buy Bitcoin in India.

Self-Learning on Litcoin Trading

Investment demands strategic planning and knowledge of the market trend. However, primarily start with the type of trading options you have. Popularly there are two, namely, Spot Trading and Futures Trading. What’s the difference? Spot as the term reflects is instant buying and selling. On the contrary, futures trading is a bet or contract based on the price speculation of the underlying asset. We also equip you with the knowledge to perform calculation and technical analysis of the market and use hedging techniques. PCEX Member has got a good amount of self-learning resources in its Knowledge Center to help you learn, invest and grow your fund.

Planning investment needs a lot of planning. From research to budgeting to finding appropriate investment instruments, a lot of thought and permutations – combinations need to be factored in a plan that will help you reach your financial goals and eventually your dreams. Let’s start,

Step-by-step guide,

Reasons for financial planning

The first step when planning investments is to identify the underlying factors that drive you to do so. These inherent and important reasons why you need to create wealth can revolve around several factors, such as:

One needs to be clear as to why financial planning is needed and what the real motives are. Upon pondering, the below reasons will be apparent,

Need for Goals: We all want something out of life, Education, Car, house, vacation, etc these are the primary reasons and one should not only know but be sufficient driven to achieve them.

Retirement planning: This is becoming more and more critical with rising healthcare. You will atleast need 70% of the amount when your career is in full-swing for retirement, so you can maintain the same standard of living.

Beating Inflation: Inflation feeds off on savings. The key need for financial planning is to beat inflation because the costs are always going up.

Power of Compounding: The earlier you start the better because compounding needs a good head start of 10-15 years to show its magic in-terms of multiplying your money.

Your goals

This cannot be overstressed; we cannot make investments without certain outcomes in mind. That’s like firing without a target. Not only we need to have clear tangible goals like home, vacation etc we need to start early too.

Identify Risks

Risk capacity is directly linked to age. The younger you are the higher your risk tolerance. The portfolio should be accordingly set-up with enough equity to give you the edge and some steady investments too. The portfolio will keep on changing until retirement when the entire portfolio is sort of reverse.

Of course the above is a general rule of thumb but risk appetite should be assessed. Neither can we have 100% equity portfolios or all eggs in one basket.

Asset classes

There are different types of asset classes to matching varying investment needs. Investors should look at the right mixture of debt and equity in tandem with the risk profile.

Portfolio rebalancing is a great feature that must be used to protect from overexposure or under returns. This feature keeps your portfolio optimized for maximum returns.

What are your long-term goals?

Long-term goals again need a combination of different asset classes, so identifying them is crucial to the plan.

Index Funds

Index fund mimic the indices and is great for diversification. Index funds also need no monitoring as they move the way the market moves. They are passively managed and carry low to medium risk and they are ideal for long term goals.

Summary

Investment planning is a time-consuming but ultimately satisfying process. One has to sit with clear agenda to be financially independent and create wealth. Once that though is thorough ingrained in your system, rest is research and planning.

We have to start early for our financial plans to take off and give them enough time to grow. The Power of Compounding will only kick-in after you’ve had a steady start of 10-15 years. This is when the creation of wealth start or more importantly money starts working for you.

In an increasingly complex world, this is the best thing one can do to secure their future. You can get a family member to assist you with this project.

The world in the COVID-19 era has taught us to be self-dependent. The ownership of a car in 2021 means safety, convenience, and independence. Car buying is one of the biggest steps while re-entering into the world post Novel Coronavirus. And, buying a car for the first time may seem exciting and overwhelming at the same time. You need to choose the make and model and deal with auto financing as well. However, with the right buying guide, finding the right first car becomes fun and easy.

Do not worry about buying an automobile on your own. The following points will help you make wise decisions. Keep them in mind when you decide to buy your first car.

1. Establish the Budget

Understand your financial situation before researching a car. Ask yourself questions such as: Do you have enough income to make regular payments? Can you pay an upfront amount as a down payment? What is the amount of auto loan that you need? Factor in your income, expenses, and savings. And, understand if you can use the remainder towards payments. You can take the help of online auto loan calculators that will help you to establish your budget. Therefore, make a wise decision and do not overspend on a car.

2. Work on Your Credit Score

The credit score is the primary factor that decides the type of auto loan that you receive. Start by obtaining your credit report and make sure it is accurate. Many first-time car buyers may be new to the world of credit and may not have received a chance to establish their credit score. For first-time car buyers with zero credit history or no credit score, make sure to get a co-signer. A co-signer with a stellar credit score improves your chances of qualifying for the auto loan.

3. Opt for A Used Car

A new car is usually more expensive and attracts a high-interest rate as compared to a used car. If you are a student wishing to commute to your college, you can opt for a used car. Automobiles that are less than five years old have similar features as new cars but are available at a lower cost than new cars. Opt for certified pre-owned cars. You may even get a pre-approved auto loan when you consider purchasing a used car. Choose vehicles that contain warranties and stay away from lemons.

A first car is the most memorable purchase for any individual. Make sure you choose the right vehicle because it will be with you for a long time. You will experience several new things together including road trips and commuting to your first job. So, do not forget to negotiate your way into obtaining the right deal when you purchase your car for the first time.

How to register your account:

The below-mentioned steps are to complete your account registration process,

Step 1: Visit the Koinbazar website.

Step 2: Select signup and enroll the details required.

Step 3: Once you complete, click “Create Account”. An activation mail will send it to your registered Email-ID.

Step 4: Open it and click the activation link. And your account is successfully created.

Steps to complete the KYC verification process:

The below-mentioned steps are to complete your KYC verification process,

Step 1: Sign in to your account and select Account —> Profile

Step 2: Under the KYC section you need to complete the following prospects.

i. Choose your required ID proof.

ii. Upload your frontside and backside ID Proof.

iii. Take a selfie of your face for KYC identification.

Step 3: Click Save. And your KYC verification process will be completed shortly.

After the procedures get complete, you can legally deposit your funds by connecting your bank details or external wallets to your koinbazar wallet. So, start trading ETH with INR safely with us and enjoy a hassle-free trading experience.

Making hay when the sun shines is the sign of an expert trader. But not everyone can be conscious of all the signals the Japanese Candlesticks beholds. To understand the liquidity of a cryptocurrency, you must have the patience to a standstill until you land a windfall. That’s the first half of the story. Once you flip the coin, you find other potential tricks to make money through cryptocurrency platforms in India. Let’s sneak-peek into those tricks.

Arbitrage
Cryptocurrency offers an optimal way to have a walk on the street paved with gold. The most obvious of these is through arbitrage. It is a purchase and sale of the same asset in different markets. Arbitrage exists as a result of market inefficiencies, and thus, it helps you reap profits from diminutive differences in the asset’s listed price.

To make the definition more understandable, think of it this way. When any trader purchases any stock, commodity, or currency at a given price and concurrently sell out the asset purchased in a different market at a higher price is known as arbitrage. It creates a risk-free opportunity for traders to make a profit. Cryptocurrency investments in India are risk-free, but it’s hard to profit from pricing errors in the market due to technological advancements. All it is a matter of a fraction of snapping your thumb with your middle finger. If the opportunity grabbed you turn a profit, else you’ll lose your head.

Pairs Trade
It is a trading strategy of matching a long position with a short position within two stocks at a high correlation. In other words, Pairs Trade is a trading strategy that uses both statistical and technical analysis and involving the pairing of assets that can be held or sold on stocks that are rigidly correlated to one another with the purpose to turn a high profit irrespective of the direction in which the market is moving. For instance, you want to buy BTC/LTC and assume you have both the cash in hand and BTC in your wallet. Of course, one can buy LTC through fiat currency, i.e., USD, but what’s profitable here is you must know. The day you thinks of buying LTC, the price of BTC goes up by 10 per cent, but that of LTC stays the same. In this case, if you buy LTC using BTC, not USD, you can purchase 10 per cent more LTC than what you’d buy using direct dollar trade. These tricks have higher profit on cryptocurrency investments in India or globally.

Volatility
To understand the concept of volatility, let’s choose Bitcoin. But firstly, let’s start with a definition. Volatility is the statistical measures of dispersion for a given security or market index. In other words, volatility refers to the unpredictability as per the size of changes in the security value. In most cases, the higher the volatility, the riskier the security. By this, we mean that the security’s value can be spread out over a more extensive range of values; this means that the price of the security can drastically change in a short period in either direction. A lower volatility means the security’s value will not change drastically and tends to be more steady. For instance, you plan your retirement portfolio. You are looking for a less volatile market with uniform returns. You plan out two stocks as follow:

Stock A has a beta coefficient of .93 that makes it less volatile.

Stock B has a beta coefficient of 1.63, which makes it significantly more volatile.

Which one will you choose? Yes, you got it right. The less volatile stock will help you reap steady returns even if you prefer cryptocurrency investments in India.

Direct P2P Transactions
It is a decentralized communication model between the peers named nodes. Peers can communicate with each other without the need for a central server. It will not be a falsity to claim that cryptocurrency investments in India and globally for business transactions are a deal of profit. The peer-to-peer transactions are maintained by a distributed network of computers. Each node holds a copy of the files, so the computers don’t have a server or a central administrator. These stored files act both as a server as a file. These files have their own data storage hard drives despite a central server. Therefore, each node has access to its back and forth files and is accessible to upload and download these files.

Balance Investment Risk
Another smart way to turn a profit is by balancing one’s portfolio, and hence you minimize the risk. If you use this strategy with keen consideration to the known risks of shares, equity, real estate and others, it helps you reap the most profitable deal of today. The investment’s diversification gives a seat cushion, but it is beneficial to recognise risks in crypto because of the widely fluctuating prices, no consumer protection, and never-ending frauds.

Why is Flitpay the Best for Trading and Cryptocurrency Investments in India?
Flitpay is a one-stop-shop for all your cryptocurrency needs. We have deployed a navigational cryptocurrency platform in India that offers a hassle-free trading experience to our traders. With a diversified market place, we bestow all cryptocurrencies and trading in pairs facility to let our trader walk on the street paved with gold. Every coin has two sides, the same as here. We offer you all the varieties to empower your portfolio accordingly. With some standard tools to calculate and anticipate the market trend based on its liquidity. Flitpay is known as the best platform for cryptocurrency investments in India due to its high-end security empowered wallet. The wallet is designed and deployed in such a way that it is capable of overcoming uncertain conditions in minutes without any sought of traders loss. Start your journey as a crypto trader with Flitpay today.

In case if you have questions, visit our FAQ page or you can directly email for better customer assistance.

Flitpay is a cryptocurrency platform in India that allow traders to turn a profit within a snap. With high-end security wallets, as a trader you do not need to worry about your profits. We assure you to keep your profits safe.

Buddy Loan encumbers both private & public sector banks for loan dispenses. Since the introduction of Aadhaar card, the KYC process is fast and easy. It holds the biometrics of the borrower & his authentic details, there are fewer documents required for availing a loan.

Over time, the loan approval period has gradually decreased. Hence, it is easier & faster to avail a personal loan with complete verification.

Buddy Loan focuses on the various aspects of financial solutions; Cutting across turnaround time, easy loan journey, 0 complexity & weekend availability & even income opportunities for people with different financial backgrounds.

Aadhaar card & personal loan:

There is barely any requirement of physical documents with the e-KYC option. Buddy Loan has encapsulated the entire loan journey in a digital platform. Availing an instant personal loan is easier with Aadhaar card, here’s why:

The mandatory linking the transactional business/ valid account had a ned to avail financial services from other platforms. Since, it serves as a proof of identity and citizenship validation, it is on top of the e-KYC list for loan approvals.

Aadhaar card helps you avail a personal loan in less time. As it compels online verification process. Hence, the need to present Aadhaar card is mandatory, while availing any loan.

Aadhaar card loan process: Buddy Loan

At Buddy Loan, the app facilitates personal loan and other financial solutions. The key process of loan approval is as follows:

Step 1: Download the Buddy Loan app, from the Google play store or even visit: Buddy Loan Visit our website to check and compare personal loan offers online.

Step 2: Fill in all your personal details and the estimated loan amount on requirement.

Step 3: Submit your scanned Aadhaar Card and few other related documents online.

Step 4: Your application and along with the documents will go under a verification process after you choose your lender.

Step 5: Once approved, the sanctioned loan amount will credit to your bank account.

To add on, Buddy Loan dispenses personal loans with competitive interest rates starting at 11.99% p.a. and flexible loan tenures between 6 months and 5 years. You can consolidate all the financial obligations & pay at once with the online personal loan app, Buddy Loan.

In a nutshell:

With convenient repayment schedules, you can plan your spends & save your savings at the right moment. Understand that personal loan is quick & well-designed solution for people in need of loan in emergencies & future plans.

Why Insurance Policies necessary for us? To prevent any mishappening to you and your products, and Insurance Policy is required for an individual. It is an agreement between the insurer and the policyholder where the insurer buys a no. of insurance policies to protect and defend themselves to claim the money in losing against theft, accident, or any illness.

Simplify Policy is the most truthful and accountable virtual stage for insurance policy services where we help you with all kind of policy plans. We help and assist our purchasers with the excellent policy plans for you and your family, your vehicles with our professional personnel who aid you with worldwide knowledge, profession increase and difficult issues in the course of selecting a number of policies. Simplify Policy having more than a few insurance coverage plan like- Health Insurance, Life Insurance, Personal Accident Insurance, Motor Insurance, Two-wheeler Insurance and etc. As we all recognize that choosing proper Insurance policies are hectic work, and during the pandemic time, it has become the most difficult task to choose the right policies.

We give you guidance for all road vehicles damages and their policy plans from end to end. It’s an individual responsibility to ensure your vehicle or renew your motor insurance update from time to time. It’s always a good idea to do full research on your vehicles insurance policy and then opt for the best policy premium plan.

Following documents are required for buying Motor insurance policy:

Identity Proof
Proof of citizenship
Passport size Photos
Driving License
Vehicle’s RC book
Simplify Policy is a Noida based company who helps you with the Best Motor Insurance Services in Noida where we offer you an insurance policy that covers your vehicle’s physical damage against any financial loss like theft, fire, explosion, natural disaster, riots and accident. As per the Indian government under Indian motor Act motor insurance is mandatory for all vehicle owners, only third party insurance is compulsory.

Most of the citizens don’t know what a motor insurance policy covers and what does it not. Let’s have a detailed knowledge of what isn’t covered under a motor insurance policy:

Any damages to tyres and tubes.
Loss due to drunken driving
Mechanical or Electrical Breakdown
Damaged vehicle driving by someone without license
Depreciation, etc
Simplify policy not only assist you with motor policies but also guide you step by step and help you with compare new and renew motor policies online without any hassles. Renewal of insurance policy has now become easy and affordable with an online procedure. We assist our customer in their every step and lead them to the good policies plans.

Meant for a good range of locations in rural, suburban, and city outskirts, USDA loans very affordable home financing options with lenient qualifying guidelines. USDA home loans in Oregon are 30 years fixed rate mortgages, which mean you’ve got to pay equal monthly payments during the loan tenure. For people that have limited income, this is often a peace of mind since they don’t need to worry about the fluctuations within the interest rates.

Home buying is that the dream of millions and USDA home loans has helped several families own a home of their own. So if you would like to your dream range in the gorgeous state of Oregon, apply for USDA home loans without wasting any longer time.

The state of Oregon boasts a number of the country’s most desired outdoor sporting areas, thanks to its mountains, rivers, beaches, lakes, and waterfalls. But these attractions come at a price, as home prices tend to be above median national averages. Let’s inspect the small print.

Pacific Northwest is taken into account the simplest places to measure in U.S and Oregon is additionally considered suitable for relocation for several reasons. This state offers a mixture of urban and rural possibilities and a way safer environment to reside with family since the rate is pretty low. There are many job opportunities along side an honest education system. So there are many reasons why you’ll want to shop for a range in Oregon.

Home Loans Alaska

Buying a house is one among the most important dreams for many people, yet lack of funds can cast a shadow over this dream. More so, if your credit history is a smaller amount than impressive. USDA home loans in Alaska are specifically designed for those people with low to moderate income and a weak credit score. USDA home loans in Alaska offers 100% financing for qualified borrowers. If you would like to qualify and apply for the loan, contact us today!
The state is dominated by the tourism, military, gas, and fishing industries. Alaska has 663,268 square miles, and this makes it the most important state within the us and it’s divided into regions with six large regions being widely accepted. The state is home to quite three million lakes, and it’s a combined shoreline of 34,000 miles.

Alaska has some larger cities, but it also has many rural areas and little villages. For the foremost part, people are friendly, but even the larger cities are spaced apart.

People move to Alaska because they need to undertake a life-style change. The demographics during this state are extremely diverse, and this diversity shows up everywhere the state.

Most people have a perception that getting 100% financing for purchasing a range in Alaska is next to impossible. While it’s true for conventional loan programs, USDA has made it possible. For people that qualify to the USDA home loans in Alaska, USDA offers 100% financing. The simplest part is you’ll also combine the closing costs within the loan, which suggests you’ve got to pay nothing out of the pocket.

USDA offers loans for people that have credit scores but 640, which isn’t imaginable with other traditional and traditional home equity credit programs. To understand further about USDA home loans Alaska, call or contact us via our online inquiry form.